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Suffolk DWI conviction and your insurance rates

October 30, 2024

driving while intoxicated in Suffolk County, NY

By Suffolk County DWI Lawyers

A driving while intoxicated (DWI) conviction in Suffolk County, NY can significantly impact your insurance rates. If you are convicted of a Suffolk DWI, your insurance premiums are likely to increase due to the perceived higher risk you pose as a driver.
Typically, insurers may:
Raise Premiums: Expect a substantial increase in your rates, often by 20% to 50% or more.
SR-22 Requirement: You may be required to file an SR-22 form, which is a certificate of financial responsibility, indicating that you have the minimum required insurance coverage.
Policy Non-Renewal: Some insurers may choose not to renew your policy after a DWI conviction.
Long-Term Effects: The impact on your Suffolk County insurance rates can last for several years, often up to five years, depending on the state and the insurance company.
It's advisable to shop around for insurance after a Suffolk County DWI conviction, as different companies may have varying policies regarding high-risk drivers.
An experienced DWI driving while intoxicated lawyer in Suffolk County may provide invaluable guidance regarding any DWI conviction and your vehicle insurance rates.

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